LOAN APPLICATION

     This is that time when you meet with your lender and provide them with your financial information. It should take between an hour and an hour and a half to fill out your loan application. The more complete the information you provide at loan application, the smoother your loan process will be. Be sure and bring the following items with you:

• A copy of drivers license and social security card.

• Pay stubs. Most recent 30 days and you may have to provide most current.

• Bank Statements. Most recent 2 months and continue.

• Savings and retirement account statements. Most recent received and you may have to provide most current.

• W-2's and personal tax returns for the last 2 years.

• copy of Divorce decree for related credit or child support issues.

• Lease agreement for rental property owned.

• If incorporated, last 2 years. Corp. Returns- Up to balance sheet- YTD P & L.

• The appraisal fee of $325 is due with the contract.

• Creditor information, account numbers, addresses, and balances

     You will also need to pay the lender for the credit report and appraisal at this time. 

You can apply online using our "no hassle" mortgage application program. Click here and start your journey online.